![]() To help you earn as much as possible, here are the top CD rates available from our partners, followed by more information on the best-paying CDs that are available to U.S. The Federal Reserve's next rate-setting meeting isn't for more than five weeks, and it's uncertain whether the central bank will nudge interest rates still higher this year, or opt to hold them steady.With a little planning, a CD can be a powerful financial tool. We offer a wide array of Certificates of Deposit with terms ranging from three months to 60 months and a 500 minimum deposit to open. The longest duration on which you can earn at least 5.00% remains three years, with a rate of 5.13% APY, or four years at 5.12% APY if you have a jumbo-sized deposit. Certificates of Deposit (commonly known as CDs) are an excellent way to safely save money while still earning a competitive rate.The top rate you can earn on 1-year CDs and 2-year CDs both increased today, while the leading rate in the 6-month term declined.The number of "Benchmark Leader" CDs, which pay at least 5.50% APY, jumped by three new options today, boosting the count to 25 from 22.For weeks, the leading nationwide rate had been 5.75% APY and on much shorter terms. A new CD took the overall crown today in our daily ranking of the best CD rates, offering 5.90% APY on a 2-year term. ![]()
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